This American Express Blue card has some great features, and it really looks different. It has a big blue shining hologram in the middle on a metallic silver background. And it's got a smart chip embedded in the card.
As mentioned, with a successful application for credit card, the features and benefits of the card are great. It's like American Express is trying harder because, while it is in the top 10 card issuers, it is not as widely accepted as Visa and Mastercard. And because of this reason, I would not suggest that you make American Express Blue your main credit card as it is probably only going to be accepted in half as many places. But as a secondary card, you bet!
One of the features is that the interest rate for the first 6 months is 0% and you are able to revolve a balance if you want to. But this is only on purchases, so you are not able to transfer a balance from another card and get the 0%.
With the application for credit card, the regular APR is as low as a 9.99% fixed rate, but of course if you start making late payments, the rate will go up.
Another great feature with the application for credit card is that there is no annual fee.
It's got a nice best value guarantee. If you find the same item advertised for less within 60 days of purchase, Amex will refund the difference to you, up to $250.
Plus there are lots of other great features with the application for credit card that other cards don't offer. So check out the American Express Blue.
And remember, other credit cards such as Mastercard, Discover, Visa, Capital One, Aria and Providian also offer instant online application approval like American Express Blue. Many offer free secured and unsecured credit cards, and student cards as well. Applying online is fast and these companies offer great services.
