You must always be careful what kind of credit card you order. This story is about a guy who applied online for an Aria Visa Credit Card application. Here's how it goes.
He saw an Aria Visa Credit Card application for the 0% intro rate on the Aria Visa Credit Card. He was looking at the terms for the platinum card and they seemed inline with other platinum cards that he had. He emailed the Aria Visa Credit Card application and the screen confirmed that he had ordered the Portrait card.
Just to make sure, he looked at the terms for the Portrait card on the Aria Visa Credit Card application and was shocked to see that he had just ordered a card that had a variable interest rate with a minimum rate of 19.99%, and annual fee of $59, and no grace period on purchases. Oops.
He emailed Aria Visa Credit Card right away, but the account had already been processed. They said that they would reverse everything and make sure he got the right card. They did it, but the poor guy almost worried to death.
The moral of the story is when you're filling out an Aria Visa Credit Card application, make sure you fill out the forms properly, and make sure you are ordering exactly what you want. The Aria Visa Credit Card application takes minutes, the undoing takes days or weeks of correspondence.
And remember, other credit cards such as Visa, Mastercard, Discover, American Express, Providian, and Capital One also offer instant online application approval like Aria. Many offer free secured and unsecured credit cards, and student cards as well. Applying online is fast and many offer great services.