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April 16, 2001

By Arlene Martell

Website: http://www.1st-choice-merchant-accounts.com

> Credit card services to capture your global audience

If you want your share of Internet sales you will need credit card services that make you money without robbing you blind. There are many different credit card service providers and online check providers who are willing to step up and get your e-commerce business to the next level.

To accept credit cards online, many people get a merchant account set up. There is a lot of red tape to go through and many banks will not offer their credit card services to Internet businesses. Setting up your account can take up to 2 weeks. Other companies will provide a link to their secured web site where they will process all of your credit card orders for you. They will take a commission of anywhere from 7 to 15% per transaction. You will need to have a web page and get it uploaded to their server. They send you a check twice a month and can get you up and running within 2 days.

Besides credit card services online, you might want to consider checks online. If you can give your customer two payment options, your chances increase in getting the sale. Again you will receive easy links and the fees are quite low.

Other e-commerce sites specialize in non-tangible services where you have a service for sale, not a product. These are considered too high risk for many credit card services providers. These sites also allow you to have affiliates selling your products and services. Overall, having your own merchant account is the least expensive of all your options. Which credit card services you decide on depends on the products and services you are selling.

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> About The Author:

Arlene Martell is a successful author and the publisher of http://www.1st-choice-merchant-accounts.com. A source of Info & Tips for the banking industry featuring articles, comparisons & reviews of online banking providers & merchant accounts etc.

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