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Banking on the Internet using credit card processing software. Your guide to finding credit card processing software.

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April 16, 2001

By Arlene Martell

Website: http://www.1st-choice-merchant-accounts.com

> How credit card processing software protects your online sale

Credit card information is extremely sensitive making greater demands on credit card processing software. Thousands of consumers shop online everyday and they want to know what measures are in place to keep their information private. The security levels your credit card number goes through when it reaches the credit card processing software is amazing, but hackers are always on the look out for new ways to steal your number.

Computer hackers are able to penetrate web sites and cause all kinds of problems and confusion. These people are like joy riders, destroying web sites for the pure pleasure, and stealing credit card numbers. Online businesses are more likely to be targeted by hackers than a face-to-face encounter in a retail outlet. Merchant account providers have addressed these issues and have credit card processing software that checks for valid credit card numbers before processing the sale. On a positive note, hackers can usually be traced. It takes lots of time and money, but the crimes they commit are just as important to law enforcement.

Security has definitely been tightened but it is up to you to make sure the site you are shopping is on a secure site. When your credit card number is received, the server encrypts the data to prevent message tampering. The secured server for credit card processing software is called SET (secure electronic transaction).

An added security feature is address verification service (AVS). The credit card processing software checks the shipping address against the address on record for the cardholder. When an address does not match, further investigation is warranted.

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> About The Author:

Arlene Martell is a successful author and the publisher of http://www.1st-choice-merchant-accounts.com. A source of Info & Tips for the banking industry featuring articles, comparisons & reviews of online banking providers & merchant accounts etc.

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Banking on the Internet using credit card processing software. Your guide to finding credit card processing software.

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