A summarized Canadian credit card application guide. Featuring information that a Canadian credit card application would require.

[ canadian credit card application - ENTER HERE! ]

July 12, 2001

By Mariam Durrani

Website: http://www.1st-free-credit-cards.com

> Presenting a summarized Canadian credit card application guide

Information that a Canadian credit card application would require is outlined in this article for your convenience. Word of advice for anyone filling out a Canadian credit card application: read the Terms and Conditions, Security on the Internet, Transfer Balance terms, Privacy Disclosure and Consent Forms and as well as any other documents provided.

You’ll find main American companies offering a Canadian credit card application have shorter and simpler forms, but they’re Canadian websites are not so impressive. Capital One doesn’t even have a ‘apply’ option on their Canadian site, there is only a notice stating that if you’ve received an offer from them you should respond by contacting them.

A Canadian credit card application from some Canadian banks is very thorough. Royal Bank, has a table for your assets, and debts, asking how much you owe if you filed for bankruptcy in the past 7 yrs. (actual figure). Bank of Montreal asks for all kinds of financial statements and driver’s license number.

All Canadian credit card applications require date of birth, a password for your account, information about your address, job, household/personal income, some ask for marital status and much more. Your SIN # is optional in some applications, but others indicate they need it for income tax purposes. Royal Bank indicated that if your Quebecois you’ll need to apply in person! All in all if you’ve got a good financial standing your sure to get the advantage.

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> About The Author:

Mariam Durrani is a successful author and the publisher of http://www.1st-free-credit-cards.com. A resource for the credit card industry featuring information on free Visa, Mastercard, student, and secure credit cards.

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[ canadian credit card application - ENTER HERE! ]

A summarized Canadian credit card application guide. Featuring information that a Canadian credit card application would require.