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June 25, 2001
By
Kristen McCarthy
Website:
http://www.1st-free-credit-report.com
>
A credit report agency will provide you with a personal view of your credit history
A credit report agency provides consumer and business copies of bureau credit reports for personal review. If you provide a credit report agency with the correct information about you and your credit history, they will issue you a credit report.
A credit report agency profiles your personal information, including, personal data, previous address, employment history, credit information, credit inquiries, collection accounts, and public records (including bankruptcy, liens, garnishments, ect.). These profiles keep you better informed on your credit standing and prepare you when applying for a loan, lease or credit card.
Credit reports are the primary tools that creditors use to make fair and accurate decisions on whether or not to grant you credit. A Credit report agency will provide you with a rating of your credit worthiness, that should be reviewed once a year. When looking over your credit history, you always have the right to dispute your credit report.
Most credit report agencies offer direct online services including different options for payment, packages, customer service and credit report tips. Also, check to see if your eligible for a free credit report.
For
more information on credit report agency - click here!
> About The Author:Kristen McCarthy is a successful author and the
publisher of http://www.1st-free-credit-report.com. A one-stop resource for free online credit reports, agency issues and information on your personal and business credit report. *Webmasters,
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