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June 26, 2001
By
Kristen McCarthy
Website:
http://www.1st-choice-credit-cards.com
>
Maintain a good credit standing on your personal credit report
A personal credit report will keep you up-to-date on your credit rating. Reviewing your credit history with a personal credit report will reveal mistakes that could be inhibiting your credit worthiness, and give you peace of mind about identity fraud.
A personal credit report is the document that all creditors and potential lenders look at before granting you a loan, lease or credit card. By obtaining your copy of a personal credit report you can finally find out what creditors know about you, and dispute any mistakes that may have occurred in your credit history.
A personal credit report includes, Social Security number check to identify misuse of your Social Security number, address check to identify misused addresses, employment information verification, public record items ( tax liens, judgements, bankruptcies), collection items, seven years of credit history, and a list of companies which inquired about your credit.
There are many credit agencies online which cater to your personal credit report, or you may also obtain a credit report through the local credit bureau by mail. Check to see if your eligible for a free credit report.
For
more information on personal credit report - click here!
> About The Author:Kristen McCarthy is a successful author and the
publisher of http://www.1st-choice-credit-cards.com. A one-stop resource for free online credit reports, agency issues and information on your personal business credit report. *Webmasters,
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