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July 09, 2001
By
Mindy Gratwicke
Website:
http://www.1st-choice-credit-cards.com
>
Credit report on line stops credit fraud
Is it safe to order your credit report on line? Credit fraud and identity theft occurs when specific personal data, such as your social insurance, home address, and mother’s maiden name, can be all a thief needs to obtain a fraudulent driver’s license, take over existing bank or credit accounts, divert card statements to a different address, or even apply for new credit card accounts under your name. Thieves can obtain this information in a variety of ways, including going through you trash for account statements, stealing your credit cards, and through telephone or internet scams. Ordering your credit report on line can stop credit fraud, by catching the thief in the act. You will be able to look for any accounts that have beend without your knowledge, and for any address changes that you did not make.
Most people think that credit fraud could never happen to them, but they are farther from the truth. In this age of information and technology, credit fraud is not a difficult crime to perpetrate. Thieves could gain access to your account information or personal data, in a very short amount of time. With the misuse of social insurance numbers that has increased over the last two years, there has been a result of increased credit related crimes. With the knowledge of how credit fraud and identity theft occur, you can start actively monitoring your credit report on line. Your credit report on line will list any new activity on accounts you have not been using, as well as new accounts that you did not To have credit report information at your fingertips is the best way to protect yourself from identity thief, and the fastest way to begin the process of notifying your creditors of the fraud, changing your passwords, and closing down fraudulent accounts before they wind up in the hands of collectors and compromise your good credit.
For
more information on credit report on line - click here!
> About The Author:Mindy Gratwicke is a successful author and the
publisher of http://www.1st-choice-credit-cards.com. A one-stop resource on on-line credit reports, credit rating, and report repair. *Webmasters,
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