Well, it all depends what you're looking for and what your needs are. That might sound like a simple answer, but it's true.
Here's a checklist for you so that you can answer the question "How do I choose the right credit card" and then use our credit card locator to find the right card for you.
Which cards have the lowest interest rates, the lowest introductory rates, and the lowest annual fees.
Then you want to look at benefits. Which cards offer the most benefits, the most purchase benefits and travel benefits.
Which cards are available anywhere in the United States. Are they available nationally, or only in certain regions, or only in certain States.
Then you want to look at ease of use. Which cards have the longest grace period, the best customer support, and the best automated reporting system (ie phone or PC).
And finally, what about payments. Does your card offer revolving payment or do you need to pay off the entire balance every month (usually these cards have no finance charge).
What are the minimum payments and what are the interest charges. And what happens if you make a late payment.
Compare the features and benefits of the credit cards in our credit card locator, and use the points above to make the right choice for your needs.
