> Get an Auto Loan...and Guarantee the lowest price on your car

Getting an auto loan and purchasing a car is just like the motto of the Boy Scouts…..'always be prepared.'

Always know how much you are able to afford before talking to a car salesman. This will give you the “upper hand” when it comes to negotiating, and you will always get the lowest price.

If you are paying cash, then you know exactly how much you can spend. If you are looking at financing, have your loan approved before you ever hit the showroom. You can get an auto loan from a bank, credit union or other financial institutions. These sources of financing will usually offer the lowest rates you'll find, and credit unions are generally lower than banks.

Another source of financing is from the dealer/manufacturer. There will be occasions where a dealer will actually give you the best deal. But unfortunately, those occasions are not predictable (despite endless "must sell" and "no money down" advertising by dealers) and the only way to be sure is by comparison shopping.

One other choice is a home equity loan. You'll get a good interest rate and the payments will be tax deductible. But be sure such a loan won't leave you in any danger of losing your house -- after all, it's just a car. If financing is a stretch, your family may loan you money or co-sign for a loan. If they do, make sure ALL parties are fully aware of every detail of the loan and the possibilities should circumstances change or things go wrong.

And finally, leasing is another option, even if you think you don't want to do it. It may be an option you like more as you go along.

Now you’re ready to buy.

For more information on auto loans - click here!

> About The Author:

Bob Buckham is a successful author and the publisher of http://www.best-choice-loans.com. Many have commented that his website offers the best recommendations, links, and information on loans, mortgages and financing.

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Last Update: February 07, 2001